Get Your Customer's FICO® Score and Full Credit Report Before You Call Them.

Our cutting edge technology delivers an entire credit report and FICO® Score using your customer's name and address only.

• Full Reports from Equifax, TransUnion, & Experian
• Instant & Accurate FICO® Scores (all versions available)
• Name & Address Only (no ssn or dob required)
• Pull Reports Online, Over Phone, In-Person
• No Credit Score Impact for Your Clients
• Website Integrations with API Access

Check out our plans:

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Equifax red credit bureau logo
450 new conversions for an increase of 300% using iSoftpull's webform
TransUnion credit bureau blue logo

Authorized Reseller of

FICO® Score Authorized Reseller Logo

Why our customers use us:

"Excellent tool and resource to pre-qualify customers."

... consistent data matches with actual tri merges, dedicated support staff always available and quick to respond, highly recommend!"
Jay D. Huffaker, Vice President, Sr. Account Executive AMUSA Commercial Capital

We serve

If your industry is not listed below, it does not necessarily mean we don't/won't serve you. Generally speaking, our customers tend to be in the financial services field,  however if your company has a need to check your client's credit to see their ability to repay a loan/line of credit, we can probably serve you too. This is typical of companies that do in house financing and do not necessarily fit in a specific industry.  Industries we do not serve are credit repair, tenant screening, private investigators, etc.  

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Online Lending Platforms

Online platforms with financing options love our iSoftpull Quick Solution and APIs.

iSoftpull Quick Solution

  • Website Integration
  • Consumer Facing Application Forms
  • Instant Decisioning

iSoftpull Custom API Builds

  • API Documentation
  • Sandbox Environment
  • Full Control & Development Freedom

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​Soft Pulls For Finance Professionals

Why Would Companies Use Soft Pulls?

Get More Leads Online and Generate More Revenue:

Because a soft credit check can be done with a name and address only and does not impact a consumer's credit, consumer's are more willing to fill out pre-qualification applications. This is because it takes less time than filling out a full length application online (people hate filling out long applications) and customer's are reluctant to give out their social security number.

Convert More Leads With Verbal Consent:

With verbal consent on a recorded line, finance professionals can pull their client's credit report and FICO® Score. We have found that consumers convert at a higher rate  once they have ran a soft credit check on them. More specifically, once a your company has ran the customers credit, you can speak more intelligently about the deal, and you are also able to "sink your teeth" into the deal.

Save Time and Money:

Running a soft pull will put you "in the know" about your prospect's credit condition at the beginning of the sales cycle. This will save you time and money from working on deals that do not qualify in the first place.

Protect Your Leads:

Soft pulls do not activate "trigger leads." Because a soft pull does not place an inquiry on a customer's credit report, your competitors trigger leads will not be activated.

Save Money Again:

Soft pulls cost about $3 each... a tri-merge can cost up to $30 per report.  Companies using soft pulls save money because they wait until they are confident they have a deal to run a tri-merge and they don't run them on deals that don't close. They can do this because they can get the full credit report from iSoftpull. Also, they are happy to pay the fee for the tri-merge when they are confident hey have a deal.

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Man using phone to check credit anytime and anywhere.
Women checking her client's credit on a laptop.
Online Lead Generation

Our software enables you to pull your client's entire credit report using their name and address only, from your website.

Service representative using computer to check client's credit over the phone.
Getting Consent on the Phone

While on a recorded line, and with your customer's consent, you can pull your client's entire credit report and FICO® Score.

Man assisting couple with loan using technology.
Face to Face Meetings

Through a paper application, your mobile phone, or your computer, our software will instantly give you your client's credit report.

How to get real estate agents to send you deals

Put yourself in the shoes of a real estate agent. Not having the ability to check your client's credit, but being totally dependent on your client's credit for their ability to buy a house. Picture yourself driving your client around for months on end to look at houses only to find out they do not qualify... Were talking lunches, dinners, greeting cards and everything only to find out they have a 500 credit score! This is where you come in...


With iSoftpull, you can give your real estate agent referral sources on demand access see what loans their clients qualify for. This is done through our state-of-the-art decisioning engine which integrates in to your website. Simply select your underwriting criteria in your iSoftpull portal, and when your client submits an online application, it will tell them what loans they are prequalified for. This will give you the lead, the real estate agent an understanding of their client's credit, and the consumer an idea of whether or not they can qualify for the home purchase.

​Soft Pulls for the Solar Industry

How the solar industry uses soft pulls in their day to day business operations

Our residential solar clients use our software to prequalify their candidates when  their reps are in the field, or when their finance team is speaking to prospects on the phone. In short, our solar clients want to know their prospect's credit profile prior to spending time bidding the job and sending the loan to the finance company. By running soft pulls, our clients save time and money because they are not sending representatives out their client's houses to bid jobs, spending time writing the deal, then sending unqualified candidates to their lender partners.

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Solar person installing solar panels on home.
iSoftpull cloud-based soft credit check technology logo.
  • Phone Processing Applications
    Our cloud based software includes unlimited users with no extra fees. This will allow  all of your phone agents to log into our portal, or visit your website and pull your prospects credit while they are on the phone.
  • In the Field Credit Decisions
    So you're at your prospect's house and he is asking buying questions... What do you do? Do you spend another hour drawing up a bid and then a week processing the application, or do you get your client's consent to run a soft pull from our cloud based soft ware?
Instant Credit Underwriting
and Decisioning

The goal is simple: give your representative a decision of whether or not their client qualifies for your program with one click of the mouse, or one tap of the screen.

Score Only and Multi-Criteria Decisions

Set up preset underwriting criteria with our decisioning engine. Whether it be credit score only, or a mixed bag of credit report factors, your agents will know exactly what credit profile their prospect is.

Get Decisioning in the Office
or in the Field

Our software integrates into your website and email. By integrating our software to your website, your representatives will be able to get credit decisions irrespective if they are in the field or in the office.

​​​Soft Pulls for Business and Personal Loan Brokers

On Demand Credit Report Access

Business and personal loan professionals love our software because it gives them instant access to their customer's credit report and FICO® Score. No longer will you have to send your customer to a third party's website and ask your customer to pay for some other service, download their credit report, and share it with you. With iSoftpull, as soon as you get your customer's permission to pull their credit report, and with one click of the mouse, you will instantly be able to download and view their entire credit report and score.  


iSoftpull delivers a FICO® Score and complete credit report in an easy to read format. The credit report includes delinquencies on all accounts such as mortgages, credit cards, student loans, etc. It also includes inquires from the the last two years, public records, and warning messages.

Woman using credit card in outdoor marketplace.

How To Pull Your Client's Credit

Our software is a cloud based application you log into, just as you would Facebook, Gmail, or any other cloud based platform.  Our business and personal loan broker customers typically get their client's consent over the phone, online, or in a traditional paper application. Once you have obtained your client's consent to run a soft credit check, you will log into our portal with your username and password, enter your client's name and address, and with one click of the mouse you will instantly receive your client's entire credit report and FICO® Score.

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Couple searching for a car seeing if they are qualified for financing.

​​​Automotive

Accurate FICO® Scores

All Score Versions and Models

Full Credit Reports

TransUnion, Experian, and Equifax

Auto salesperson checking client's credit at dealership.
Auto dealer showing clients credit report on computer.
Create Pre-Qualified Leads From Your Website

iSoftpull enables dealers to pull a soft credit check from their website. Leads that come in from a soft credit pull close at twice as a high of rate than those that come in with just a name and contact. This is because the dealer is able negotiate an accurate deal without the customer having to fill out a fill/long credit application.

Sell More Cars at the Dealership

A recent trend occurring at dealerships is all customers on the lot get a soft pull ran on them. Consumer's are willing to have a soft pull ran on them because it does not hurt their score and an inquiry is not placed on their credit report. Once you have their entire credit report and FICO® Score, you can sink your teeth in and start selling!

Decreased Compliance Obligations on Soft Pulls

When a customer gives you consent to run a soft pull, they are not applying for a car loan, they are getting prequalified for one. Because they are not applying at this stage,  you do not have to send them an Adverse Action letter, nor present them with Risk Based Pricing, nor run an OFAC check on them. This saves time and money!

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