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Soft Pulls at a Glance

Full Credit Report + FICO® Score
iSoftpull returns a full credit report and FICO® Score using a soft pull. As an authorized reseller of Equifax, TransUnion, and Experian. iSoftpull provides reports from any bureau, with any FICO® Score.
No Social Security or D.O.B. Required
Your client's name and address are the only data points needed to run a soft credit check using iSoftpull (no social security number or date of birth required).
No Credit Score Impact for your Clients
Pre-qualification soft pulls do not place a hard inquiry on your client's credit report and do not impact their credit score.

Unlock the Power of
Tri-Soft Credit Reports

Reports & Scores From All Three Bureaus
Instantly pull reports from Equifax, TransUnion, and Experian with a click of a button. Access the exact FICO® Scores and credit data displayed in a
Tri-Merge report at a fraction of the price!
Know the Middle Score
Run a Tri-Soft to get your client's FICO® Scores across all three bureaus. Easily determine the middle score for a full picture of their overall credit worthiness.
Save Money on Tri-Merges
Run a soft pull for as low as $3.49 per bureau to determine if a client is qualified before spending $50+ on a Tri-Merge. Imagine how much you will save by never having to run a Tri-Merge on an unqualified client again?

Unique benefits for mortgage brokers and lenders

Make better business decisions with a single, all-in-one platform that helps you plan, engage, and analyze data quickly.

Save Money
on Tri-Merges

Soft credit checks cost about $3 per bureau, whereas a tri-merge can cost around $50+ per report. Mortgage brokers save money using soft pulls because they are able to see if a client is pre-qualified before running a tri-merge, helping to reduce the amount spent on unnecessary tri-merges.

Chart illustrating the cash savings from using soft credit checks compared to hard credit checks.

Convert more shoppers to paying customers

A soft credit check can be done with a name and address only and does not impact the consumer's credit, making it so consumers are more willing to fill out pre-qualification mortgage applications. This is because it is less time-consuming than filling out a full-length application online (people hate filling out lengthy applications) and reduces objections from customers who are reluctant to give out their social security number.

Businessman sitting with a couple checking their credit to check if they are qualified for financing.

Protect your leads from your competitors

Soft credit checks do not activate "trigger leads." As such, the days of running credit and subsequently having all of your competitors calling your clients are over. Because a soft pull does not place an inquiry on a customer's credit report, your competitor's trigger leads will not be activated, and the deals you are working will be protected.

woman showing couple their loan offer.

Features and Benefits Built for Mortgage Professionals

Significantly reduce your tri-merge bill
Focus on credit qualified prospects
Accurate FICO® Scores & Reports from all three bureaus
Convert shoppers hesitant to run a
Get an estimated household income instantly
Save time and money spent on unqualified leads