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iSoftpull graphic depicting the features and benefits provided using the software.

Soft Pulls at a Glance

Full Credit Report + FICO® Score
iSoftpull returns a full credit report and FICO® Score using a soft pull. As an authorized reseller of Equifax and TransUnion, iSoftpull can pull credit reports from either bureau, with any FICO® Score.
No Social Security or D.O.B. Required
Your client's name and address are the only data points needed to run a soft credit check using iSoftpull (no social security number or date of birth required).
No Credit Score Impact for your Clients
Pre-qualification soft pulls do not place a hard inquiry on your client's credit report and do not impact their credit score.

Unique benefits for mortgage brokers and lenders

Make better business decisions with a single, all-in-one platform that helps you plan, engage, and analyze data quickly.

Save Money
on Tri-Merges

Soft credit checks cost about $3 per bureau, whereas a tri-merge can cost up to $30 per report. Mortgage brokers save money using soft pulls because they are able to see if a client is pre-qualified before running a tri-merge, helping to reduce the amount spent on unnecessary tri-merges.

Chart illustrating the cash savings from using soft credit checks compared to hard credit checks.

Convert more shoppers to paying customers

A soft credit check can be done with a name and address only and does not impact the consumer's credit, making it so consumers are more willing to fill out pre-qualification mortgage applications. This is because it is less time-consuming than filling out a full-length application online (people hate filling out lengthy applications) and reduces objections from customers who are reluctant to give out their social security number.

Businessman sitting with a couple checking their credit to check if they are qualified for financing.

Protect your leads from your competitors

Soft credit checks do not activate "trigger leads." As such, the days of running credit and subsequently having all of your competitors calling your clients are over. Because a soft pull does not place an inquiry on a customer's credit report, your competitor's trigger leads will not be activated, and the deals you are working will be protected.

woman showing couple their loan offer.
iSoftpull graphic depicting the features and benefits provided using the software.

Features and Benefits Built for Mortgage Professionals

Significantly reduce your tri-merge bill
Focus on credit qualified prospects
Accurate FICO® Scores
Convert shoppers hesitant to run a
tri-merge
Get an estimated household income instantly
Save time and money spent on unqualified leads