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Know your customer's credit condition... now
iSoftpull is an authorized reseller of
Equifax, TransUnion, Experian, and FICO® Scores.
Create a free Demo Account to see how it works!
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![Equifax red credit bureau logo](https://cdn.prod.website-files.com/61e7438b67e97b93ebe88843/61e7438b67e97be751e888e0_Equifax_Logo.svg.png)
![Blue FICO® Company Logo](https://cdn.prod.website-files.com/61e7438b67e97b93ebe88843/61e7438b67e97b10b1e888e1_fico-logo-blue-large.png)
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What's the difference between a hard and a soft pull?
The difference is the purpose the report is being used for. A soft pull is used for prequalifying a customer; a hard pull is used when a customer is applying for a loan. Both require the customer's written permission to pull their report.
Soft v. Hard Pull Comparison Chart
Get a deep and accurate understanding of your client's credit condition, instantly!
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The most reliable data on the market
The most important thing about soft pulls is that it is the exact same data and information as on a hard pull. There is literally zero difference in the data on the reports. With this, you can confidently prequalify a client with a soft pull, knowing when you or the lender subsequently goes to close on the loan with a hard pull there will be no deviation or score decrease.
Full Credit Reports from TransUnion, Equifax, and/or Experian.
Accurate credit scores from FICO and/or Vantage.
![Equifax logo next to credit scores shown on a credit report with other credit data](https://cdn.prod.website-files.com/61e7438b67e97b93ebe88843/62533714256102f8d1565161_most-reliable-data.png)
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All FICO® Score Model Types
Did you know that there are many types and versions of FICO® Scores?
Industy Specific FICO® Scores
FICO® Score Versions
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Transform the way you
prequalify your prospects.
See how iSoftpull can help take your business to the next level
by creating a free Demo Account today!
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