Stop spending time and money on unqualified leads.
What is the difference between a hard pull and a soft pull? It is not the underlying data! The difference is in the purpose of the pull. A soft pull is used to prequalify a customer for financing; a hard pull is used to transact a loan.
iSoftpull is a proud partner of Equifax and TransUnion— delivering their proprietary data through our software to businesses wanting to prequalify their customer's for financing. FICO® Scores can be appended to any credit report.
Enhance your business processes with iSoftpull's selection of easy-to-implement credit reporting APIs.
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iSoftpull enables businesses to optimize their sales and marketing efforts by giving them on-demand access to TransUnion and Equifax credit reports.
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By knowing your customer's credit score right out of the gate, you can send marketing material relevant to them. No more wasting ad spend and other marketing costs on leads that have no chance in qualifying.
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By implementing soft credit checks into your marketing efforts, your sales team will focus on prospects who have the credit worthiness to close. The times of spending days, weeks or even months chasing down unqualified leads are now over!
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iSoftpull helps your marketing team weed out bad leads so your sales team can focus on deals that have the ability to close, enabling your company to be more efficient resulting in increased profits and greater revenue at the end of the year.
Because a soft pull contains the exact same trade lines and information located on a hard pull, Trent Ford is able to accurately understand and calculate his client's debt-to-income ratio without running a hard pull.
iSoftpull: The Main Course podcast is a straight to the point, meat and potatoes show where we interview current clients and credit industry experts. No fluff, introductions, or side discussions. We simply talk about credit reports, compliance, and how industries leverage credit technology to increase revenue.
Whether your company is looking for soft or hard pulls, TransUnion or Equifax and FICO® Scores, iSoftpull has your covered! Watch a software demo and simply use the link below to get started today!
A tradeline is information about a customer account that is sent monthly to a consumer reporting agency....
The TransUnion Income Estimator is a TransUnion solution that enables businesses to confidently identify, target, and connect with the right customers.....
Fair Credit Reporting Act (FCRA), refers to a United States Federal Government Legislation.....
A data furnisher or information furnisher is a company that provides information about a customer to consumer reporting agencies. ...
iSoftpull’s TransUnion API integration makes it quick and easy for businesses to integrate their systems.....
iSoftpull’s Experian API or Application Programming Interface uses Experian data and functionality to build a user’s software product......
Equifax is one of the three major consumer credit reporting agencies in the US.....
FICO® Scores can be generated using a Credit Score API. The Credit Score API from iSoftpull has three API product....
A Tri Merge Credit Report is a combination of individual reports from the three national credit bureaus.....
Loan origination software (LOS) is a tool that automates the end-to-end loan portfolio cycle.....
Out-of-Wallet, also known as OOW, refers to private data used for authentication to prevent identity theft......
The Red Flag Rules, under the Fair and Accurate Credit Transactions Act of 2003, demands businesses and organizations......
Adverse Action is a notice to inform the applicant or borrower of a denied credit application......
A credit freeze is an anti-fraud measure wherein a credit bureau, Equifax, Experian, or TransUnion, prohibits third-party sharing of a credit report of the customer......
The Military Lending Act, also known as MLA, is a federal law enacted in 2006 that protects active military members......
Fraud Alerts are warnings to potential creditors about a customer's identity theft.......
The Office of Foreign Asset Control (OFAC) Check is a division under the U.S. Department of Treasury that determines.......
The Office of Foreign Asset Control (OFAC) Check is a division under the U.S. Department of Treasury that determines.......
