Stop spending time and money on unqualified leads.
What is the difference between a hard pull and a soft pull? It is not the underlying data! The difference is in the purpose of the pull. A soft pull is used to prequalify a customer for financing; a hard pull is used to transact a loan.
iSoftpull is a proud partner of Equifax, TransUnion, and Experian— delivering their proprietary data through our software to businesses wanting to prequalify their customer's for financing. FICO® Scores can be appended to any credit report.
iSoftpull takes the guesswork out of knowing if a prospective client has the credit condition to qualify for financing. Sign up for a free demo account to see the software in action.
Enhance your business processes with iSoftpull's easy-to-implement credit reporting APIs. Whether you want a decision, view reports inside another technology, or need a full JSON feed... iSoftpull has an integration solution for you!
iSoftpull enables businesses to optimize their sales and marketing efforts by giving them on-demand access to TransUnion and Equifax credit reports.
By knowing your customer's credit score right out of the gate, you can send marketing material relevant to them. No more wasting ad spend and other marketing costs on leads that have no chance in qualifying.
By implementing soft credit checks into your marketing efforts, your sales team will focus on prospects who have the credit worthiness to close. The times of spending days, weeks or even months chasing down unqualified leads are now over!
iSoftpull helps your marketing team weed out bad leads so your sales team can focus on deals that have the ability to close, enabling your company to be more efficient resulting in increased profits and greater revenue at the end of the year.
Because a soft pull contains the exact same trade lines and information located on a hard pull, Trent Ford is able to accurately understand and calculate his client's debt-to-income ratio without running a hard pull.
iSoftpull: The Main Course podcast is a straight to the point, meat and potatoes show where we interview current clients and credit industry experts. No fluff, introductions, or side discussions. We simply talk about credit reports, compliance, and how industries leverage credit technology to increase revenue.
Whether your company is looking for soft or hard pulls, reports from Experian, Equifax, or TransUnion, and FICO® Scores, iSoftpull has your covered! Create a free demo account to see how it works– with zero obligations!
The Payment Card Industry (PCI) is a section of the financial industry that governs the usage of all forms of electronic payments.......
Batch prescreen is a process wherein a credit offer is made by a lender to certain customers who are prequalified......
A credit score disclosure alerts a consumer about their credit score and other sources of information as required.....
There are several types of automatic credit checks. The first type of automatic credit check is the static credit check.....
Batch prescreen is a process wherein a credit offer is made by a lender to certain customers who are prequalified....
Permissible purpose is explained by the Fair Credit Reporting Act (FCRA) as a set of circumstances wherein any consumer reporting ....
P-sign compliant is fulfilling the requirements of the U.S. Electronic Signatures in Global and National Commerce (E-Sign) Act ....
Equifax ID Scan or FraudIQ scan alert is an online alert system that notifies consumers about potentially fraudulent information.....
Loan officer marketing is the business of selling loan and credit programs to consumers through targeted outreach and sales messaging.....
Mortgage Marketing is the business of informing, educating, and persuading the target audiences of banks and lenders to use their mortgage services.....
TransUnion ID vision also refered to as TruValidate IDVision is a suite of solutions that provides a holistic approach to fraud and identity.....
TransUnion Debt-To-Income Estimator also known as CreditVision Debt-To-Income Estimator is a program that accurately estimates debt levels.....
ISO 27001 is an international standard for Information Security Management Systems......
Fintech or Financial Technology provides financial products and services using technology and innovation, according to the U.S. Government.....
Equifax Personal Income View or Consumer Income View is a product that helps businesses, particularly lenders, assess customer income......
The TransUnion Income Estimator is a TransUnion solution that enables businesses to confidently identify, target, and connect with the right customers.....
Equifax ID Scan or FraudIQ scan alert is an online alert system that notifies consumers about potentially fraudulent information....
A tradeline is information about a customer account that is sent monthly to a consumer reporting agency....
The Office of Foreign Asset Control (OFAC) Check is a division under the U.S. Department of Treasury that determines.......
Fair Credit Reporting Act (FCRA), refers to a United States Federal Government Legislation.....
A data furnisher or information furnisher is a company that provides information about a customer to consumer reporting agencies. ...
iSoftpull’s TransUnion API integration makes it quick and easy for businesses to integrate their systems.....
iSoftpull’s Experian API or Application Programming Interface uses Experian data and functionality to build a user’s software product......
Equifax is one of the three major consumer credit reporting agencies in the US.....
FICO® Scores can be generated using a Credit Score API. The Credit Score API from iSoftpull has three API product....
A Tri Merge Credit Report is a combination of individual reports from the three national credit bureaus.....
Loan origination software (LOS) is a tool that automates the end-to-end loan portfolio cycle.....
Out-of-Wallet, also known as OOW, refers to private data used for authentication to prevent identity theft......
The Red Flag Rules, under the Fair and Accurate Credit Transactions Act of 2003, demands businesses and organizations......
Adverse Action is a notice to inform the applicant or borrower of a denied credit application......
A credit freeze is an anti-fraud measure wherein a credit bureau, Equifax, Experian, or TransUnion, prohibits third-party sharing of a credit report of the customer......
The Military Lending Act, also known as MLA, is a federal law enacted in 2006 that protects active military members......
Fraud Alerts are warnings to potential creditors about a customer's identity theft.......
The Office of Foreign Asset Control (OFAC) Check is a division under the U.S. Department of Treasury that determines.......
